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The payment plan doesn't look bad, so long as you pay if off before 24 month time frame and are never late. Else you pay the high interest rate for the entire 24 months. I'm never been a fan of loans and try to pay cash as much a possible. So I'd say keep saving until you get the cash.
Anyways... I'm not a videophile as much as I am an audiophile but I do appreciate a good picture but I don't get as picky as some. I have one of the very first DLP's by Samsung which is now somewhere in the realm of 6-7 years old and the picture is beautiful IMO. I imagine it probably doesn't compare technologically with the new models but it is 1080 and everything that watch in HD is FN awesome.