They all suck. If you can do without them, you'll be better off. I had to declare bankruptcy in 2010, have operated on a cash only basis (meaning also checks and debit cards) ever since. Never been happier.
Do you have First Federals there? My sister works at one and was telling me about one a month ago they were promoting, can't remember the specifics but it was nearly perfect if I had wanted to get one.
I use the amazon.com Visa card issued by chase. It's a reward card that gives amazon credits each month. We pay off the card each month and use amazon a lot so it's perfect. You need to have it as your payment method on amazon to make it easy to spend the credits.