I started out pretty cautious. I've smoked a couple now, and haven't seen the scariness as being fully justified. Keep your charging stations isolated and make sure fire can't spread from there. When a lipo goes critical, it ain't subtle.
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Your nose will tell you if it's about to let the magic out, too.
I understand, and encourage caution, but they don't detonate. They smoke, fizz, and occasionally show flames. It's more than likely if it did decide to rupture in your truck that you'd be able to pluck it out before it killed the truck. Granted, I might be the guy posting about a catastrophic lipo fire someday, but you can't let the potential hazard poison your fun.