welcome to the world of electric racing. i have spent about $1000 on electric racing equipment, not including the kit. there is also more maintenance involved regarding motor and batteries. the great things about electrics is that it only needs to be bought once. you could use the equipment on all of your electric kits, current and future. if you want a charger that does basically everything needed, the turbo 35 gfx ($420) is what you would be looking to invest in.
in regards to discharging, it is recommended that the discharge current be set at approximately the amp load at which the batteries will be raced. For example, if you race 12th scale and figure that the average amp draw for your track is 20 amps then that should also be your discharge amp setting. Discharge the batteries to 0.9v per cell after racing. In the case of a 6 cell battery pack that would be 5.4 volts and 3.6 volts in the case of a four cell pack.