Hey Guys,
Man this halloween was one I will never forget. It was a very busy, exciting, and somewhat profitable one. I bought a truck, and finally went to closing on my house. After what seemed like an eternity waiting to close it finally happened. We had a ratified contract by the middle of September, and we had to wait until halloween to get a closing date. It was a good thing I closed when I did too. I was supposed to buy the truck on Tuesday the 1st of November.... after I had the big check, but I got a call on Saturday from the salesman asking me to come in on Monday morning the 31st and pick the truck up. He said he would take a couple of hundred off the options I wanted installed after the sale and he would let me write a check and then call him to tell him when to cash it. That way he got the numbers for the end f the month. So I thought ok, the worst that can happen is that I don't close and I have to come back in and finance it for a bit. Luckily I closed that afternoon, and was handed the big check and this morning transfered the appropriate funds to cover the check for the truck.
It is a bit of a sting writing a check that big, but the good thing is I own a brand new truck out right and do not have to make payments. That is a good thing.. I will save a bit of money down the road with not making any interest payments. I was sweating a bit, until they handed me the check, and I had it safely in the bank. It was very exciting. The truck I bought was a 2006 Toyota Tacoma 4 door, 4x4 with the TRD Offroad package and all the goodies inside. I even sprung for a 6 disk CD Changer and 6 speaker stereo. Halloween was a day of many firsts... First time I had ever sold a house, and bought a truck in the same day. First time I had ever seen my name on a check that big, and the first time I have ever owned a car free and clear. The only bitch of it all is that my car insurance went up 264 bucks a year because I lost the multi-policy discount with my insurance company. Oh well. I guess there is always a bit of pain with pleasure. I will never forget this day, thats for sure! Now I have to figure out how to properly invest the rest. That ought to be fun since I know nothing about that sort of thing. Thanks for all of your help and advice guys.
Tom
Man this halloween was one I will never forget. It was a very busy, exciting, and somewhat profitable one. I bought a truck, and finally went to closing on my house. After what seemed like an eternity waiting to close it finally happened. We had a ratified contract by the middle of September, and we had to wait until halloween to get a closing date. It was a good thing I closed when I did too. I was supposed to buy the truck on Tuesday the 1st of November.... after I had the big check, but I got a call on Saturday from the salesman asking me to come in on Monday morning the 31st and pick the truck up. He said he would take a couple of hundred off the options I wanted installed after the sale and he would let me write a check and then call him to tell him when to cash it. That way he got the numbers for the end f the month. So I thought ok, the worst that can happen is that I don't close and I have to come back in and finance it for a bit. Luckily I closed that afternoon, and was handed the big check and this morning transfered the appropriate funds to cover the check for the truck.
It is a bit of a sting writing a check that big, but the good thing is I own a brand new truck out right and do not have to make payments. That is a good thing.. I will save a bit of money down the road with not making any interest payments. I was sweating a bit, until they handed me the check, and I had it safely in the bank. It was very exciting. The truck I bought was a 2006 Toyota Tacoma 4 door, 4x4 with the TRD Offroad package and all the goodies inside. I even sprung for a 6 disk CD Changer and 6 speaker stereo. Halloween was a day of many firsts... First time I had ever sold a house, and bought a truck in the same day. First time I had ever seen my name on a check that big, and the first time I have ever owned a car free and clear. The only bitch of it all is that my car insurance went up 264 bucks a year because I lost the multi-policy discount with my insurance company. Oh well. I guess there is always a bit of pain with pleasure. I will never forget this day, thats for sure! Now I have to figure out how to properly invest the rest. That ought to be fun since I know nothing about that sort of thing. Thanks for all of your help and advice guys.
Tom