Sadly, I know how these work. My ex got us suckered into a real low-level thing like this once. In the end, the damage was minimal but the hassle is a pain. See, to get it you have to sign up. Then you have to choose a number of offers to complete. It may be something like applying for a credit card or signing up for a free trial of some absurd thing. Usually with these, once you sign up for about 10 of the first level offers, they then have you sign up for more complicated and a bit more expensive offers. So basically, it doesn't cost you a ton. But if you sign up for all this stuff, you have to spend a ton of time cancelling all these things. And you all know what a pain in the ass it is trying to get some customer service nerd to actually cancel your trial accounts. It is too much of a pain in the ass for me to bother.