Hey Dirtracinfool, Dont feel bad about posting that here everyone is cool about helping each other out here. If I can help with anything let me know!!! I live only a couple miles from you and more than willing to help you out with anything. I know where your coming from financialy. I havent worked in 2 yrs from my car accident and the wife is hurt also. We have the morgage company calling DAILY making threats and telling us they will be selling our home if we dont get a payment in soon, driving me insane. I still dont even have a running car either so bumming ride everywhere. I'm really sorry for your loss that has to be very rough. It helps to come here and vent I know I have many many times and thank everyone who has helped me out through all my hard times 