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its the liability they can cause .like injuring another or someone's property

statefarm. owner of my branch has known me since 73.. when i purchased old cars 1:1 he would fax me insurance coverage to transport them....1.5 million in a rider then 80k on building they are house in,gotta have a few things ,gfi plug .fire extinguisher.so on

I have known this for 15 years thats why I have purchased a special waver.